Mobile insurance policies cover all types of accidental screen damage, regardless of who is using it. This is because the device's unique identification number (IEP) is used to determine which policies are available.

Mobile insurance policies cover all types of accidental screen damage, regardless of who is using it. This is because the device's unique identification number (IEP) is used to determine which policies are available.

• In case of theft or robbery of a mobile phone, the insurance company will cover the replacement or repair of the device.
• It will also protect against accidental damage.
• There are additionally various steps involved in the repairs, such as dropping the device off and picking it up. Some companies additionally provide a cash-free process for the repairs.
• Some of the technical issues that can be covered by the insurance include problems with the charging ports, touch screens, and ear jack.
• If you have an AppleCare+ account and your iPhone gets stolen or lost, you can file a claim for a replacement. You can do this by using the Find My app or by going to iCloud.com.

• When the phone is stolen or lost because of the negligence of the owner
• The wear and tear due to long-term use.
• When the phone is being used by someone other than the owner.
• Intentional damage to the device.
• The mobile handset is also lost or stolen without any clear reason.
• Overcharging, experimentation, and the imposition of abnormal conditions could lead to damage to the phone.

Premiums: A cell phone insurance policy is a type of protection that covers the damages, theft, or loss of your device. It can be monthly or it can be terminated at any time. With most plans, you pay a monthly fee to continue coverage.

The premium that a company charges for insurance vary depending on the type of mobile it uses and the cost of the device. In addition to this, users can also choose to have life insurance or long-term insurance depending on their requirements.

Claims: Following these steps will help the insured person claim the appropriate insurance cover for their mobile phone. However, the process may vary depending on the company and the type of cover they have. One must first report the damage or loss to the insurance company by calling a toll-free number or by sending an email to the company's customer support.

To file a claim, the insured person must first complete and submit the form as requested by the company. This can be done online or by visiting the company's branch office.

In case of robbery or theft, the customer should also file a complaint with the local police station.

In case of damage to the mobile phone caused by fire, a report from the fire department is also required.

Some insurance companies also require that the photos of the damaged mobile phone be sent to the claim assessor.

This step is carried out based on the policy document that the company has issued to the insured.

The claims would then be settled either through the replacement or repair of the mobile phone.

Some insurance companies also allow settling the claim by making a payment to a third-party mobile repair center. These companies are authorized by the insurance company to provide repairs on a case-by-case basis. However, they only allow one claim per policy term and, in some cases, offer multiple claims per year.

The insured person can also contact the company's customer support team during the claim process. They can do so by visiting the company's branch office or by sending an email to the company's customer support.

A variety of documents are required to prove a purchase, gift, usage, or exchange of the phone. Some of these include a proof of purchase, a proof of usage, and a crime reference number.